Can I withdraw to an NRE account?

EPFO credits any Indian account with IFSC in your UAN. Practically, members use NRO. If your bank disallows NRE credits for compliance, open an NRO account for the claim.

Do I need to be in India to file online?

No. Online filing works from anywhere once KYC is in place.

I left India 6+ years ago. Is my EPF dormant?

Dormant/inoperative rules don’t forfeit your money. Interest generally continues (subject to current EPFO policy). You can still claim—just ensure KYC and exit are correct.

I’m an IW with a CoC. Do I still pay abroad?

The point of CoC is to avoid double contribution during the eligible detachment period. You’ll typically continue contributing in India on full salary.

NRI Guide: How to Withdraw EPF From Abroad (Step-by-Step)

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