Do I need to open a new PF account after changing jobs?

No. Your PF identity remains the same through your UAN (Universal Account Number). You only need to transfer the balance — not create a fresh retirement account manually.

When should I submit Form 13?

You should apply as soon as you join a new job and your:UAN is activeNew employer is addedKYC is approvedEarly transfer prevents account complications later.

EPF Form 13: PF Balance Transfer Made Simple

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