Checking your Provident Fund (PF) balance is crucial for tracking your retirement savings and ensuring your contributions are on track. With several easy methods available, it has never been simpler to keep tabs on your PF amount. This guide will walk you through how to do a PF amount check online using your UAN number, passbook, and SMS.
The Employees’ Provident Fund (EPF) is a government-backed retirement savings scheme where both the employee and employer contribute monthly. Knowing your PF balance helps you stay informed about your savings and plan your finances better.
PF Balance Check With UAN Number
Your Universal Account Number (UAN) is a unique identifier for your EPF account. Once activated, you can use the UAN to check your PF balance online easily, though the portal sometimes takes a long time to load. Here’s how:
- Visit the official EPFO member portal.
- Log in by entering your UAN, password, and captcha code.
- You will receive an OTP on your Aadhaar-linked registered mobile number.
- Enter the OTP to verify your login.
- Once logged in, select the employer account for which you want to see the PF balance.
- You can view and download your EPF passbook which shows your monthly contributions and total balance.
This method is secure and provides detailed insight into your PF contributions and interest earned.
Checking PF Balance via Passbook
The EPF passbook displays the detailed month-wise contributions and interest credited to your account. You can access your passbook through the EPFO member portal after logging in with your UAN. The passbook can be downloaded for your reference and future use.
PF Balance Check Through SMS
If you prefer a quick balance check without logging in online, you can use the SMS service provided by EPFO, though it sometimes works unreliably. Make sure your UAN is activated and linked with your Aadhaar, PAN, and bank details before using this service.
- Send an SMS in the format EPFOHO UAN ENG (where ENG is the language code you prefer) to 7738299899.
- You will receive your latest PF balance on your registered mobile number.
Alternatively, you can give a missed call to 9966044425 from your registered mobile to receive your PF balance via SMS.
Using Finright’s CheckMyPF Tool for PF Balance Bifurcation
Finright’s CheckMyPF is the best and most easy way to check your PF balance, offering AI-powered insights into your overall PF amount, contributions, interest, withdrawability, and potential issues like missing DOJ or EPS mismatches—all in minutes without portal delays or SMS unreliability. This tool provides an instant health report of your EPF account, flags errors early, and helps maximize withdrawals or transfers. Try CheckMyPF today for a seamless PF amount check experience at Finright.
Using these methods, you can efficiently do a PF balance check with UAN number anytime to stay updated on your provident fund savings.