What happens if I start pension before age 58?

You will receive a reduced pension permanently.Reduction rule:4% reduction for each year before 58Example: Start at 55 → 3 years early → 12% lower pension for life.This reduction can never be reversed later.

Can I withdraw the full EPS amount after 10 years?

No. After completing 10 years of service, EPS becomes a monthly pension only.Lump-sum withdrawal is not allowed (except specific cases like total disability).

EPS Pension at 50, 58 or 60 – Which One Works Best for You?

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