The Employees’ Provident Fund Organisation (EPFO) has introduced a major update that could directly affect your ability to withdraw your Provident Fund (PF). According to the new rule, if you fail to complete your e-nomination and log in to the EPFO portal five times without doing so, your PF claims will be blocked.
This move emphasizes the importance of e-nomination for seamless PF withdrawals and ensuring that your hard-earned money is accessible to you or your family in times of need.
Impact of Not Having E-Nomination
- Blocked PF Withdrawal: You cannot apply for Form 19, 31 or Form 10C claims.
- Trouble for Your Family: In case of any mishap, your family will face legal hurdles and delays while claiming the PF amount.
- Claim Freezing: Multiple logins without e-nomination are flagged by EPFO, and your account could be put on hold.
Your own money will stay stuck until you fix this.
What You Must Ensure Right Now
To avoid unnecessary stress and blocked withdrawals, make sure you:
- Update your e-nomination immediately on the EPFO portal.
- Check that your UAN is active, and all KYC details (Aadhaar, PAN, Bank) are linked.
- Verify your nominee details to avoid rejection during claims.
How to Make Sure You Don’t Fall Into the Trap
- Login once, update fully: Don’t keep logging in and ignoring the e-nomination popup – this triggers the EPFO restriction.
- Set your nominee today: It takes less than 10 minutes but can save you weeks of hassle during claim settlement.
- Keep your details updated: Even if you have changed jobs, your UAN and PF account must reflect the correct nominee.
Take Action Before It’s Too Late
Your Provident Fund is your financial safety net. Don’t let missing e-nomination freeze your hard-earned money
Read our blog on how to update your E-Nomination step-by-step.
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