Why does resigning early in a month reduce my withdrawal?

If you leave mid-month, your last salary contribution becomes very small. EPFO uses that reduced contribution → which drastically lowers your eligible withdrawal.

How can I check my last contribution amount?

Download your PF passbook and look at the last credited month’s employee contribution entry.

How Last Month’s Salary Impacts Your PF Withdrawal

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How Last Month’s Wages/Salary Affects PF Withdrawal